Independent, no one carrier
No single insurance company signs our paycheck. We compare plans from several carriers and tell you straight when what you already have wins.
About us
About Cincinnati Senior Insurance
Cincinnati Senior Insurance is a local, independent agency built on one idea: seniors across Greater Cincinnati deserve straight answers about their coverage from someone who actually answers the phone.
We work with people turning 65, retirees stepping off employer coverage, and anyone who suspects their current plan no longer fits. We stick to Medicare and final expense coverage and nothing else, so we know both inside and out.
- Independent Medicare and final expense advisors
- Working across Cincinnati and all of Hamilton County
- A free plan review every single year
How we operate
Rooted in Hamilton County
We track which Cincinnati hospital systems sit inside which networks, from The Christ Hospital to TriHealth Good Samaritan, plus the independent clinics around them.
Free, with no strings
Our help costs you nothing. Carriers pay us the same no matter which plan you land on, so there's no reason to push you one way or another.
Talk to a real person
Call 513-286-5596, Cincinnati, OH 45202
What happens during a review
- 1
We start with your doctors
Bring the names of the physicians and specialists you want to keep seeing. Network access is the top reason people end up regretting a plan switch.
- 2
Then we go through your prescriptions
We run your exact medication list, doses and all, against the drug formularies offered in your ZIP code.
- 3
Then we lay the numbers side by side
Premium, deductible, copays, and a realistic yearly out-of-pocket estimate for each option, Advantage and Medigap alike.
- 4
You choose, and we handle the forms
Deciding to keep what you have is a perfectly good outcome. We'll still be here when next year's enrollment window opens.
A person answers, not a queue
Call 513-286-5596 weekdays 8:30am to 5:30pm and you'll reach an advisor directly, not a call center.
Who we work with
- Seniors turning 65 across Cincinnati and Hamilton County
- Retirees stepping off employer group coverage
- Anyone whose plan changed benefits for the new year
- Families planning ahead for funeral costs
- Caregivers helping a parent sort out coverage
Keep exploring
Medicare in Cincinnati, OH
Advantage vs. Medigap, turning 65, and the ZIP codes we serve.
See Medicare in Cincinnati, OH →Final Expense Insurance
Burial coverage with fixed premiums for Cincinnati families.
See Final Expense Insurance →Contact us
Call, or send a few details and we'll follow up the same business day.
See Contact us →Talk with a local advisor who knows Cincinnati
Free, independent, and no obligation, whether you sign up with us or not.